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Loans and Lines of Credit

Experienced lenders and local decision-making power.


When you need to borrow money at competitive rates and flexible terms, make us your first choice. We'll be happy to help you choose the right loan for your specific goals. Our wide selection of products and services include:

Time Loans

With a time loan, financing is provided up to one year to satisfy a specific, seasonal need. Interest only payments are generally paid monthly and the balance is due in full at maturity.

Term Loans

A term loan is a loan for a stated period of time - generally from three to 10 years, depending on the purpose of the loan and the useful life of the asset being purchased. This lending option finances equipment or other fixed assets. The interest rate charged could either be fixed or variable.

Lines of Credit

A line of credit account allows you to borrow money in keeping with your business cycle.  A pre-approved amount is made available for up to two years.

Asset Based Lending

Don't let slow payers and cash constraints tie-up your valuable time! Asset-Based Lending allows you to convert your accounts receivables into cash enabling you to provide more flexible terms for your customers.







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